Massachusetts Law and the Role of Insurance Adjusters

With over 110,000 auto crashes a year in the state of Massachusetts, it is a sad likelihood that you or a loved one could be severely injured in an auto accident at some point. This can be a very disturbing event, and potentially a very debilitating one. Both emotional and physical effects from an accident can significantly affect your daily life.

You have prepared for this contingency by purchasing both auto insurance and life insurance. In the event of an accident, you expect that your insurance policy or that of the party at fault will provide whatever is needed for your continued health and well-being.

However, you should know that insurance companies will always try to limit the costs associated with payment of claims.

First, as it is in the interest of the insurance company to settle your claim quickly, the adjuster assigned to your case may try to convince you should settle with the company quickly. That may be a serious mistake. Especially in the case of physical injury, you need a reasonable amount of time to discover the true nature of the injury and how that injury will affect your life in the future. An accurate assessment of your injuries by medical professionals may involve more than a few visits to your doctor’s office. Accepting a quick settlement will not allow you and your doctors sufficient time to assess your situation carefully.

Second, the insurance adjuster may suggest that you will not need to consult an attorney. There may be a temptation to accept the adjuster’s viewpoint on this matter, especially if your injuries are severe enough to cause you considerable distress. In this scenario, however, it is important to have someone advocate on your behalf. An attorney experienced in Massachusetts law regarding auto accident litigation will be able to provide you with the expert advice you need to navigate through the settlement process with the best possible outcome for you and your loved ones.

Our law firm knows how to work with insurance companies and is experienced in obtaining the maximum compensation for your injuries. We stand ready to help you in your time of distress. Please contact us now for a free consultation, and gain the confidence of knowing that we are on your side and will protect your interests in dealing with the insurance companies.

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